12 Things Frugal People Do Not Do

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It is 2021 and now more than ever, it is becoming more evident that we need to save save save!! Saving may not be as easy as it seems. It requires a lot of sacrifice and planning.

That is why frugal living becomes ideal when we want to save a few more coins. That being said, there are quite a number of people that have perfected the art of frugal living.

Here are a few things frugal people do not do that may help you in your frugal living journey.

1. Pay Full Price

This one just had to be the first one. Frugal people are master negotiators and never shy away from an opportunity to bargain. The more they save from a bargain the better.

Frugal people may be getting the best deals in the market because they always ask for some cash off the product. Some have become so good at this that they know what to do to get a good deal.


From comparing prices between vendors, acting disinterested in what they want to buy, and being willing to not buy the product if they won’t get a good deal; frugal people have really mastered this art.

2. Eat out

It goes without saying that if you are looking to save some money then one of the things you should do is to reduce the number of times you eat out. Frugal people live by this practice and never actually eat out at all.

eating out

Their mantra to save every penny possible would not allow them to step a foot into a restaurant or a fast-food joint. I know for sure the famous parent quote “there is rice at home” probably originated from a frugal person.

3. Skip Budgeting

Budgeting is very important to a frugal person. They will ensure that they budget every penny and most are actually good at this.

money rules- budget

From budget planners to budget apps, frugal people ensure that they stay on top of their finances by budgeting their funds.

4. Ignore Their credit score

Your credit score is a very important financial factor especially if you will be needing financial aid in the future. More often than not, most people need financial aid at one point or another.

For this reason, it is important to keep your credit score at its best so that in case of any need for financial support, your financial institutions do not deny you financial aid.

Frugal people know this as a fact. They ensure their credit score is good so that they can stay on top of their credit cards and different loans.

It also goes without saying because frugal people will do anything to avoid fees and penalties which in turn keeps their credit score at its best.

5. Spend Time Doing Nothing

We all know the common saying “time is money”. Frugal people have written this saying in their hearts. They do not waste any time and they also do not stay around doing nothing.


If they are not finding ways to cut costs by putting in some extra muscle, they are spending time building on passive income streams.

6. Drive Everywhere

Fuel costs can get a bit hefty. No one knows this fact more than a frugal person.


Using public transportation may seem unreasonable and hectic to some people however, it saves a lot of costs that would have otherwise been used on fuel.

7. Throw everything away

It is important to know that not everything is trash. Frugal people know this very well. They practice recycling like a ritual. They also do not throw away the leftovers.

This saves a lot of costs that would have otherwise been used on food, containers, rugs, and other stuff. They also know how to have fun with DIYs and upcycling.

So while you buy 10 dollar jars at the store, a frugal person just recycles the jam jar easily.

8. Shop Last Minute

Shopping last minute is a big no-no for frugal people. This is because it means that they may veer off-budget and may probably not get the best bargain or price for the item.


For this reason, a frugal person will always schedule their shopping mostly in conjunction with days they know they are likely to get a sale. So you will never find a frugal person at the store on Christmas or New Year’s Eve.

9. Spend Money Everyday

Like I have mentioned in the previous point, frugal people schedule their shopping days. They do not spend money every day because of this and also because they buy items in bulk.

So shopping days may be reduced to once a week or even once a month.

10. Buy Coffee

On that note of spending money every day, frugal people do not buy coffee. A cup of coffee costs an average of 2-3 dollars depending on where you are.

Some people buy coffee on a daily basis. Now do the math and figure what they spend in a month or even a year. This comes to around 1000 dollars in a year.


That’s a lot of money if you ask me. Money that could be routed to something more meaningful. If you are a coffee lover, consider better options such as making your own coffee at home.

Learn how to make those fancy coffees that you really like. It can really go a long way.

11. Pay Someone to Do Something You Can

Frugal people have mastered the skill of mastering skills. They are always busy learning skills because they would rather not pay someone to do it.

I mean, in this very day of the internet and vast information why would you pay someone to do something that you can easily google? From bookkeeping to designing websites, frugal people would rather learn how to do these things than pay someone.

Read this article on how to cut back on spending if you are struggling with your spending habits.

Articles you may like:

10 Obvious Things That Are Wasting Your Money

13 Money Rules That You Need To Know And Live By

12. Pay Unnecessary Fees

These fees may include bank fees, bank penalties, and late payment fees for different services. Frugal people ensure to keep on top of the fees so as to avoid paying unnecessary fees that could have otherwise been avoided.

They may also be very keen on getting fees waivers. I bet you didn’t know you could do that but you can. Many institutions waiver fees to their loyal customers and I can bet that there are many service providers who would do the same.

So be sure to see if you can get in on this next time you are talking to a service provider.

Which of these things are you going to take up on your saving journey? Let me know in the comment section below.

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